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Tips On Choosing A Real Estate Agent Online

by admin - January 6th, 2013

The growing importance of the Internet has enabled estate agents to improve their services and increase their client base. With the increasing number of estate agents offering their services on the Internet, prices for these services have also decreased. Online estate agents provide many of the same services as their high street counterparts. Internet sites that serve as estate agents receive questions about the property and send out details to prospective buyers in your stead. They will also assist in arranging viewings, although you would have to do the viewings yourself. In many instances, they can also help in price negotiations and facilitate the sale to completion.

Just like selling a house, choosing an online estate agent can be a tricky process. It is important for you to choose wisely because these are people who you will be entrusting one of the biggest sales you will carry out in your lifetime, so that the sale goes without a hitch, without spending needlessly for services you don’t need. Here are some things to consider when choosing a web-based estate agent. (more…)

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Could You Add Thousands To Your Home’s Value Without Having To Spend A Lot Of Money

by admin - January 6th, 2013

If you are thinking about placing your home on the market, or are in basic need of cleaning up or even decorating, you will find easy things you can do which will increase the value of your home making the place a lot more appealing to possible buyers. Even if you’re not thinking of selling, you might want to acquire more room, or perhaps enable it to be more appealing to all your friends.

As it holds true to point out that you can invest lots of money updating and generally improving your home, there are also many things that can be done on a spending plan. Let’s take a look at a selection of tips that you could make use of inside of your very own residence.  (more…)

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What Are The Advantages Of A Seller To Carry A Mortgage?

by admin - July 16th, 2012

The price of houses is increasing rapidly, and buyers find it difficult to close the deal with cash. The sellers are also disappointed when the buyers fail to qualify for a mortgage from the traditional lenders. However, the sellers have an option to sell the mortgage, and at the same time protect their interest as well. Therefore, the seller can finance the house for the buyer as well as hold the loan.

Complete information on the interest:

When the seller holds a mortgage for the buyer, then the buyers are required to pay the interest on the loan to the seller. The interest on the loan can multiply the actual sale price over an extended period of 10 to 15 years. The seller can enjoy receiving cash from the buyer. Unlike landlords, you are not required to maintain the property for the buyers.


At any point of time, the seller can sell the mortgage to a broker according to his convenience. The seller has to sell it at a discount price as the buyer has the cash the seller has been looking for previously.

If the seller can hold the mortgage, then the interest on the loan along with the discounted sales price can increase the price of the property. Therefore, the seller can reap benefit from it.

Know about the seller’s security:

Buyers may default on the payment; as they may meet ill fate like losing a job, disability or other circumstances that restrain the buyers from making payments. However, the seller may face problem for a short period of time. If the buyers default on the payment, then the property can be foreclosed and repossessed by the seller. The normal appreciating value of the property can help to cover the expenses for processing the foreclosure.

The seller can easily sell, foreclose and resell a property continuously as it is considered to be legitimate. If the buyers default on the payment, then the property can be sold or foreclosed again.

It’s not illegal or unethical for a seller to sell, foreclose and resell a property repeatedly. When buyers default on payment, then property can be put on the market again for sale.

Know regarding the eligibility criteria:

Banks and other traditional lenders have strict criteria to qualify for home loan. Sellers who are established can use property for security and may not be strict while holding a mortgage. Remember, your past credit, income and other financial factors may play a major role while determining whether you can qualify for the loan. If the buyers provide a down payment and agree to the repayment terms, then the seller can easily sell it.

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